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	<title>Olly Newland &#187; Q&amp;A</title>
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		<title>Q&amp;A: Is a Depression coming?</title>
		<link>http://www.ollynewland.co.nz/qa-is-a-depression-coming/1635/</link>
		<comments>http://www.ollynewland.co.nz/qa-is-a-depression-coming/1635/#comments</comments>
		<pubDate>Sat, 10 Dec 2011 21:22:31 +0000</pubDate>
		<dc:creator>Site Admin</dc:creator>
				<category><![CDATA[Q&A]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[predictions]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=1635</guid>
		<description><![CDATA[Dear Mr. Newland, &#160; I have read your latest column which has given me hope, however, I have also read Harry S. Dent&#8217;s latest book about The Crash Ahead. His information is based on demographics and spending patterns; and the strategies for inflation vs deflation are opposite. How do you think the slow down that [...]]]></description>
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		<title>Q&amp;A: Mixed signals?</title>
		<link>http://www.ollynewland.co.nz/qa-mixed-signals/915/</link>
		<comments>http://www.ollynewland.co.nz/qa-mixed-signals/915/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 10:51:51 +0000</pubDate>
		<dc:creator>Olly N</dc:creator>
				<category><![CDATA[Q&A]]></category>
		<category><![CDATA[Property Market]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=915</guid>
		<description><![CDATA[Hi Olly, I was wondering what your thoughts are on market leaders differing points of view. On one side you have some economists eg tony alexander and asb economists predicting the property market is going to improve by 4% this year then on the other you have a anz economist saying that our property market [...]]]></description>
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		<title>Q&amp;A: Talking up the market?</title>
		<link>http://www.ollynewland.co.nz/qa-talking-up-the-market/913/</link>
		<comments>http://www.ollynewland.co.nz/qa-talking-up-the-market/913/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 07:44:07 +0000</pubDate>
		<dc:creator>Olly N</dc:creator>
				<category><![CDATA[Q&A]]></category>
		<category><![CDATA[Property Market]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=913</guid>
		<description><![CDATA[Olly, aren&#8217;t you and most of the market commentators trying to talk up the residential housing market? With low economic growth worldwide, and the likelihood of limited income growth within NZ you seem to be forgetting the affordability factor of the average tenant or home owner who has limitations on servicing either rent or a [...]]]></description>
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		<title>Q&amp;A: Dodgy Deals</title>
		<link>http://www.ollynewland.co.nz/dodgy-deals/904/</link>
		<comments>http://www.ollynewland.co.nz/dodgy-deals/904/#comments</comments>
		<pubDate>Sun, 19 Jun 2011 10:49:04 +0000</pubDate>
		<dc:creator>Site Admin</dc:creator>
				<category><![CDATA[Q&A]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=904</guid>
		<description><![CDATA[Hi Olly, I am a new property investor and have been actively reading as much material as I can. I&#8217;ve recently attended a course where they were promoting techniques such as lease options, sandwich leash options, cash back stop, double settlement, etc. They were singing virtues of these deals and how realtively simple it is [...]]]></description>
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		<title>Q&amp;A: Which property strategy?</title>
		<link>http://www.ollynewland.co.nz/qa-which-property-strategy/832/</link>
		<comments>http://www.ollynewland.co.nz/qa-which-property-strategy/832/#comments</comments>
		<pubDate>Sun, 29 May 2011 20:15:54 +0000</pubDate>
		<dc:creator>Site Admin</dc:creator>
				<category><![CDATA[Q&A]]></category>
		<category><![CDATA[plannning]]></category>
		<category><![CDATA[Property Market]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=832</guid>
		<description><![CDATA[Which of the following strategies seems like the best for someone entering retirement; 1. Buy one 4BR new townhouse 500K 2. Buy one 2 BR new townhouse 320K 3. Buy two 2 BR 25y/o flats 450K I&#8217;m assuming for retirement that no mortgage is best?? — Rick Dear Rick I would buy the two x [...]]]></description>
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		<title>Q&amp;A: Price by Negotiation</title>
		<link>http://www.ollynewland.co.nz/qa-price-by-negotiation/606/</link>
		<comments>http://www.ollynewland.co.nz/qa-price-by-negotiation/606/#comments</comments>
		<pubDate>Fri, 01 Apr 2011 22:18:44 +0000</pubDate>
		<dc:creator>Olly N</dc:creator>
				<category><![CDATA[Q&A]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=606</guid>
		<description><![CDATA[Hi Olly, What is the true definition of &#8220;Price by Negotiation&#8221; in the NZ property market. Can the listing agent take 3 offers to the vendor and start a negotiation process, thus giving the vendor an added advantage or do they have to deal by negotiating fairly on a first come first served basis? Thanks/Regards, [...]]]></description>
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		<title>Q&amp;A: Yields</title>
		<link>http://www.ollynewland.co.nz/qa-yields/566/</link>
		<comments>http://www.ollynewland.co.nz/qa-yields/566/#comments</comments>
		<pubDate>Sun, 27 Feb 2011 20:02:24 +0000</pubDate>
		<dc:creator>Olly N</dc:creator>
				<category><![CDATA[Q&A]]></category>
		<category><![CDATA[Commercial]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[Residential]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=566</guid>
		<description><![CDATA[As a rule of thumb: What, typically, would you currently expect to earn (net per annum before tax) from: a) A clean &#038; tidy 3 bed residential property in say, Balmoral/Sandringham? b) A tidy $2m commercial property in industrial East Tamaki? What do you reckon is the quickest and least painful way to really learn [...]]]></description>
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		<title>Q&amp;A: The impact of teaser loans in USA</title>
		<link>http://www.ollynewland.co.nz/qa-the-impact-of-teaser-loans-in-usa/529/</link>
		<comments>http://www.ollynewland.co.nz/qa-the-impact-of-teaser-loans-in-usa/529/#comments</comments>
		<pubDate>Thu, 17 Feb 2011 21:55:29 +0000</pubDate>
		<dc:creator>Site Admin</dc:creator>
				<category><![CDATA[Q&A]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[USA]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=529</guid>
		<description><![CDATA[Hi Olly, I really enjoy reading your articles. With all the talk about house prices and the market, I am surprised not to see any commentary (from you or others) about the next &#8216;lot&#8217; of teaser loans that will come off the books in the USA. For others benefit, the teaser loans were a pre [...]]]></description>
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		<title>Q&amp;A: Considering leasehold house</title>
		<link>http://www.ollynewland.co.nz/qa-considering-leasehold-house/490/</link>
		<comments>http://www.ollynewland.co.nz/qa-considering-leasehold-house/490/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 21:14:56 +0000</pubDate>
		<dc:creator>Olly N</dc:creator>
				<category><![CDATA[Q&A]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=490</guid>
		<description><![CDATA[Hello Olly, My wife and I are looking at a leasehold property in Kohimarama, there is 1 year remaining on the lease which is owned by [snip] Holdings, the lease is currently $7500 per annum. According to the CV the house is worth $150,000 but it needs some serious TLC to make it liveable, asking [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Q&amp;A: Time to upgrade or downgrade?</title>
		<link>http://www.ollynewland.co.nz/qa-time-to-upgrade-or-downgrade/477/</link>
		<comments>http://www.ollynewland.co.nz/qa-time-to-upgrade-or-downgrade/477/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 21:45:29 +0000</pubDate>
		<dc:creator>Olly N</dc:creator>
				<category><![CDATA[Q&A]]></category>
		<category><![CDATA[Property Market]]></category>
		<category><![CDATA[Residential]]></category>

		<guid isPermaLink="false">http://www.ollynewland.co.nz/?p=477</guid>
		<description><![CDATA[Hi Olly If you were selling a property in the current market, and buying another property, would you think it was better to buy a property at the same price you sold for &#8230;.. or for more and get a mortgage, or less and save the difference??? Thanks, Caroline. Dear Caroline If you can find [...]]]></description>
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